My mom, a great mom
In my heart, and in my mind, mom was, is, and will continue being, a great mom.
Mom is just an average person, from her appearance, her verbal skill, and her education.
But it is not who mom was. It is what she did, and the circumstances she did in, that her larger-than-life characters that have shaped and molded me, right from my childhood to what I am now.
Let me illustrate events that I am owed and humbled by her action and circumstances:
1. My father past away when I was very small. Being the only son in the family, I was pampered with much attention and material indulgence, and I did not remember too much of my childhood because everything else seemed was uneventful enough.
Yet, something changed soon. I recalled vividly that I lined up in a queue, waiting to board a large ship with mom. There was a Chinese naval soldier lining up right behind us. Not only that he was tall, and physically imposing, I was taken aback by his tough look, and his stoic facial expression. Mom spotted right away that I was spooked. Her first reaction was that she hugged me with a full embrace, telling me softly that she was here, and everything would be OK. Then she stood up, smiled and talked to the soldier. What then transpired was then the soldier smiled, talked to me, and played with me (This was the time when I learnt the marching steps).
From the surface, this event is not out of ordinary, as it happens daily everywhere. Yet mom, who lived in a time when and in a society, where, being a young widow, and being a woman, was always at a disadvantage, was quick to assess, diffuse, and turned a potentially unpleasant situation into a memorial occasion.
I have a pleasant personality, able to look at people, smile at them, and strike a conversation. Every now and then, I try to ask how I come to possess such a character. Now I should say that mom’s handling of the soldier incident must have a lot of influence on me.
2. Mom started investing early. She invested smart too, realising that with many people moving from China and settled in Hong Kong, there would be much demand for real estate properties there.
Not only did mom invest for an appreciation in the value of real estate properties, she managed the properties too for a rental income.
For my real estate instinct, and my landlord experience today, I should say that mom must have a played an early and important role and influence for me.
3. I bought my first house in 1981, when there was the Gulf war, pushing the interest rate to 17%.
Mom talked me into buying my first house.
In most people’s mind, including my own thinking at that moment, buying a house was a crazy idea, because the mortgage payment would and could be detrimental.
I remembered our vivid conversation as follows:
Mom: “Why is the interest rate so high?”
Me: “Because there is a war in the Gulf area, and people afraid the oil supply may be cut off, affecting everything in our daily life.”
Mom: “Ok. There is a war. Would you believe the war would last forever?”
Me: I hesitated, stumbling to form my opinion for a minute.
Mom: “Mike, I have lived through the WWII, and the Japanese invasion. The war stopped and was over in about eight years. The Gulf war is relatively smaller in scale. How long would you think the Gulf war would last?”
Me: “Two to three years?”
Mom: “Good. When the war is over, would the interest rate come down?
Me: “Oh, yes, mom, it would.”
Mom: “If interest rate comes down, the house value would go up. Agree?”
Me: “Yes, mom.”
Mom: “If interest rate is so high today, so, you would thing the house price would be at a bottom now. Agree?”
Me: “Yes, mom.”
Mom: “You can buy a house cheap today, and you see that the house will gain much value soon. Go and buy a house now. But prepare for some sacrifice in your daily life for the high mortgage payment for a few years”.
The Gulf war was over in 2 years, and my house appreciated almost double in four years.
Wow, mom had a middle school education only, and yet she was far ahead of my financial knowledge, even with my university education.
I should say that mom must have played an important role in shaping my investment instinct in analyzing and spotting buy opportunities, when and where costs would be low, and recovery would come soon.
4. Mom has been a faithful believer in our Lord Jesus. In the last four years when I helped her with the insulin injection, I observed her daily intense and diligent prayers. Even In the week before her death, mom, continued faithfully praying to our Lord. She asked for worry free for all of us in our families, and asked for Lord’s consent to bear all our burdens.
Yes, mom, I promise to carry on your faithful and genuine prayers.
Mom, you are great. Have a good rest now, and we will see each other and re-unite in heaven.